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The Vita Estimator

 The Vita Estimator provides a simple, helpful snapshot of how much financial protection you may need if a major illness affects your income or creates unexpected expenses. Using the information you enter—such as living costs, estimated medical bills, savings, age, and general health—it offers a coverage estimate along with an approximate premium range based on broad U.S. averages. 

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 DISCLAIMER

The Vita Estimator is an educational tool designed to provide broad, approximate estimates based on the information you enter. It is not a quote, contract, offer of coverage, or financial recommendation. All premium ranges, coverage estimates, and calculations are general in nature and may differ substantially from actual underwriting results, carrier guidelines, state regulations, or specific product designs. Eligibility, rates, and available benefits can only be determined through a formal application process with a licensed insurance professional. For personalized advice or accurate quotes, please consult a licensed advisor in your state.

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Vita Covered (VitaCovered.com) is an independent referral platform. We connect consumers with vetted licensed agents, insurers, and financial professionals. We do not sell insurance or financial products, provide advice, perform underwriting, or guarantee approvals, rates, or outcomes. Quotes are for informational and comparative purposes only and are subject to underwriting. Coverage eligibility, final rates, and policy terms are determined solely by the licensed providers you are matched with.

 Your information is never sold to multiple agents, lead buyers, or call centers.  All information on this website is for general educational purposes and should not be considered personalized advice. Consumers should review disclosures, terms, and policy details directly with the licensed advisor or carrier before making any decisions.

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