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THIS HOLIDAY SEASON > > > GIVE THE GIFT OF WEALTH TO SOMEONE YOU LOVE
The Gift of Wealth is a thoughtful, long-term financial strategy that allows parents and grandparents to create a lasting financial foundation for a child’s future—one that grows with them and supports life’s most important milestones.
Rather than a one-time gift, the Gift of Wealth uses a specially structured life insurance policy designed to build cash value early, grow tax-advantaged, and remain flexible over time. As the policy grows, it can become a valuable financial resource the child may access as a young adult—for education, a first car, starting a business, a first home, or other meaningful opportunities.
Designed to Fit Any Budget
One of the most important features of the Gift of Wealth is its flexibility.
Families can start with whatever monthly amount feels comfortable—whether that’s a modest contribution or a larger ongoing gift. The strategy is designed to work at nearly any level and can be adjusted over time as circumstances change.
Banking on yourself is about control—control over your money, how it’s used, and where it flows.
In its truest form, it means eliminating unnecessary money leaks from your personal economy so your dollars can work for you instead of quietly draining away. When you control the flow of your money, you reduce reliance on outside lenders and create more flexibility to grow and protect your assets.
Common Wealth-Eroding Factors
- Debt & loan interest – Interest paid to banks instead of staying in your own system
- Depreciation – Paying for assets that lose value over time
- Lost opportunity – Money that’s inaccessible or idle when opportunities arise
- Taxes – Unnecessary tax drag without proper planning
The Gift of Wealth strategy is designed to recapture control, allowing money to grow efficiently, remain accessible, and be used strategically—without interrupting long-term planning.
It’s not about chasing returns.
It’s about efficiency, flexibility, and long-term control.
Wealthy Families Use Infinite Banking for Their Children
- Wealthy families often open policies before a child’s first birthday to maximize decades of tax-advantaged growth.
- Parents and grandparents create a “Family Bank” children can borrow from for homes, businesses, education, investments, and emergencies.
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