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Using Insurance as a Source of Liquidity
Over the course of their lives, most people pay oodles of interest to creditors on all manner of loans, from mortgages to cars to credit cards to college loans. This lost interest — and the interest on that interest — represents a tremendous drain on individual wealth.
If, instead, you aggressively saved money within a certain with certain insurance policies, you could fund these purchases yourself from that policy — and pay the policy, yourself back, rather than the bank. This is the functional equivalent of paying yourself for the loan, with interest. Thus, you are retaining the interest within the cash value of your own financial world, rather than paying off the bank. Rather than enriching the bank, your payments go back to enriching yourself.
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